You may need to multi-task to get everything done in your busy life, but when you are behind the wheel multi-tasking can spell disaster to your wellbeing and your pocketbook. Since the best way to qualify for cheap auto insurance is to keep your accidents down, it”s wise to keep distractions to a minimum when you”re driving, and concentrate on that one task.

Risks of Cell Phones

Distracted drivers aren”t a new phenomenon; it”s just that consumer electronics give us more ways to not pay attention to the road. According to the National Highway Traffic Safety Administration (NHTSA), talking with another person is the most common driver distraction, followed by grooming, using a handheld cell phone, and eating or drinking. Studies show that cell phones cause or contribute to more than 500,000 accidents a year-that”s one half million crashes due to cell phones alone! In fact, a driver who uses a handheld cell phone while driving is as much as four times more likely to get into a crash. Hands-free phones don”t help much, and text messaging is even more risky. All of which means that cell phone driving is about as dangerous as drunk driving-and that is very dangerous. Amazing! Then you can compare different auto insurance quotes now.